Navigating health insurance doesn’t have to be a headache. And if your insurance is job-related, contact your HR team for guidance. If you’re torn between options, perks could be the tiebreaker.Īnd if, after all this, you’re still feeling a bit lost, reach out to a U of U Health Plans agent at /individual or 80 if you’d rather talk to a person. Some plans offer gym discounts, virtual visits, or financial incentives for healthy habits. Pro tip: Check the insurance company’s website to see if your doctor is covered.īudget: General Admission or VIP? Depending on your income and family size, you might qualify for subsidies when shopping for an individual plan. If you’re a frequent flyer in the health care system, consider a more comprehensive plan, even if it costs a bit more.ĭoctor Loyalty: Got a doctor you can’t live without? Make sure your potential plan includes them in their network. Ask yourself these questions:ĭoctor Visits: How often are you at the doctor’s? If it’s just for your yearly checkup, a high-deductible plan might be your thing. ![]() Now, let’s figure out which plan is your perfect match. If you expect lots of medical care and don’t mind the premium, go for the Platinum. Platinum: The Ferrari of plans-pricey, but it covers a hefty share of your costs. Ideal for those with chronic conditions needing regular care. Gold: Luxury SUV time! Higher monthly cost, but smoother when it’s time to pay for medical services. We see ourselves as the Un-Corporate Plan: personal as opposed to bureaucratic. Solis Health Plans is a community-focused Florida health care plan delivering outstanding member experience and exceptional service to our providers and brokers. Experience the SolisDifference and discover a new level of quality, efficiency, and collaboration. If you’re somewhere between health nut and frequent flyer in the health care system, a Silver plan might be your sweet spot. Solis Health Plans 2,456 followers on LinkedIn. ![]() Balanced ride between premiums and deductibles. Perfect for the healthy folks who rarely visit the doctor but want a safety net for worst-case scenarios. Low monthly premiums, but watch out for those high deductibles. Yeah, it’s a bit cringey, but stick with me.īronze: This is the used compact car of insurance plans. Picture this: you’re on a healthcare journey, and the plans are like different vehicles. Now, let’s break it down without the jargon, shall we? Metal Levels ![]() There are four main players in this game, and today, we’re spotlighting the one that goes by many names-Individual and Family Plans, also known as Obamacare, Marketplace, ACA, or Exchange. Not affiliated with or endorsed by any government agency.Įvery year, Medicare evaluates plans based on a 5-star rating system.Įnrollment in a plan may be limited to certain times of the year unless you qualify for a special period or you are in your Medicare Initial Election Period.Alright, folks, buckle up because we’re diving into the realm of health insurance plans, and we’re keeping it as chill as your favorite coffee shop playlist. You must continue to pay your Medicare Part B Premium. $0 premium plans are not available in all areas. Benefits may vary by carrier and location. Not all plans offer all of these benefits. Please contact or 1-800- MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. Currently we represent organizations which offer products in your area. We do not offer every plan available in your area. Enrollment in plans depends on contract renewal. The Medicare plans represented are PDP, HMO, PPO or PFFS plans with a Medicare contract.
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